Cartis Payments & WooCommerce Guide

Introduction and Installation

This guide contains instructions to install the WooCommerce plugin and describes how to utilize all of the plugin’s features. In order to get started, you must have the following items:

• Converge Merchant ID
• Converge API User ID
• Converge User PIN
• Download our free plugin

Back Office Configuration

After successful installation, please follow the steps below to configure the various integration options supported by this plugin.

1. Log in to the WooCommerce Admin Panel.
2. Navigate to Settings -> Payments.
3. Click Elavon Converge NA Gateway.

Converge Gateway Configuration

1. The Environment dropdown is used to switch between the Sandbox and Production environments.

• • Sandbox is selected by default and enables users to test payment methods without using real credit cards.
  • Production sends transactions to your Production account.

2. You will need to enter the following in its corresponding field to begin your configuration:

2. • Converge Merchant ID
   • Converge User ID
   • Converge User PIN

3. The Terminal Name is provided by Converge once a new terminal is set up. The value for this field displays after you click Terminal Setup.

Basic Converge Payment Settings

1. Title – This option allows you to enter a specific title. There is no default value for the title.

2. Enabled – By default, this option is set to NO. It should be changed to YES for the Converge plugin option to show up on your checkout page.

3. Debug Log – Debug logging can be enabled if you are having issues with processing transactions correctly. All debugging messages are cleaned of sensitive information before being displayed. However, best practice is not to enable this unless you are having issues with the plugin.

4. Payment Action – Select how you want the transaction to be captured in Converge:

• • Authorize: Order amount will only be authorized on Credit Card used for the transaction, and merchant will have to capture this amount from WooCommerce.
  • Authorize and Capture: Sale transaction will be captured for this option, and no additional action is needed from merchant side for this transaction to be settled.

5. Integration Method – Select the integration method:

• • Lightbox (PCI SAQ A): Enable “Lightbox” if you would like to display the Elavon Converge NA Gateway hosted payments page as a pop-up on the WooCommerce payment page (uses java script to show a pop-up window which appears seamlessly, keeping customers on your site for payment).

  • Checkout.js (PCI SAQ A-EP): An integration method where the webpage is generated by WooCommerce and displayed on the cardholder’s browser. The Payment data is collected on the browser and sent to Converge for processing. The response is sent back to the browser and appropriate action taken.

6. License Code – This value is provided by Converge and should be sent with each transaction.

7. Save for Later Use Message – Allows the merchant to define a message that is displayed to the user when they are trying to save a card for later use.

Advanced Converge Payment Settings

1. Merchant Name – Trading as, operating as, doing business as, or assumed name, which may be different than the legal name. Based on value for the Processor Account ID.

2. Region – This field is used to limit the selection for other options, such as language.

3. Currency – This field determines the currency used to display prices.

4. Payment Types Accepted – Displays the available options for the selected terminal. The possible values are: Credit Card, ACH, Gift Card. The options are determined by the Payment action type and the response from the Converge Terminal. If the Authorize option is selected, all options except Credit Card are removed.

5. Credit Cards Accepted – Displays the available options for the selected terminal. The possible values are:

• VISA
• Master Card
• American Express
• Discover
• JCB (Japan Credit Bureau)
• CUP (China UnionPay)

6. Wallets enabled – Displays the available options for the selected terminal. The possible values are:

• PayPal
• Apple Pay

7. Currency Conversion – Values for this option are loaded from Converge, displayed to the user and used only to show the possible features in the future. The possible values are Multi-Currency Conversion and Dynamic Currency Conversion.

8. Language Translations – A dropdown that displays language options for a selected region.

9.Value Added Service – Values for this option are loaded from Converge and displayed to the user based on terminal settings. The possible values are:

• Tokenization – If the terminal allows tokenization, the customer will have the option to save cards for later use.
• Level 3 data – This allows sending additional data with each transaction based on the data provided by the merchant. If Level 3 is enabled, the merchant has to provide the following fields: Commodity code and Unit of measure code (Products > Inventory).
• 3D Secure – if this option is enabled for the terminal, the transactions will be authenticated using 3D Secure in case the card is enrolled for 3DS.

10. Proxy settings – If your system uses a proxy server to establish the connection between WooCommerce and Converge, set API Uses Proxy to “Yes” and complete the Proxy Host and Proxy Port fields.

Currency setup

Based on terminal settings, the value for Currency from WooCommerce > Settings > Currency options should match the currency selected for your terminal.

Customer View

Following is an overview of the most important features in the daily usage of the Converge Plugin.

IMPORTANT:

The transaction management between Converge and your shop isn’t synchronized. Any action performed directly through Converge back office will not be synchronized with WooCommerce. To keep records in both places, you must initiate actions such as Capture, Delete, etc. from your WooCommerce back office only.

1. Placing an order – To capture new Authorization Only transactions, the options should be set as follows:

• Enabled = Yes
• Environment = Sandbox (in case of test transaction)
• Merchant ID, API User ID, User PIN = valid settings provided by Converge
• Payment action = Authorize

Authorization and Capture transactions should have the following settings:

• Enabled = Yes
• Environment = Sandbox (in case of test transaction)
• Merchant ID, API User ID, User PIN = valid settings provided by Converge
• Payment action = Authorize and Capture

Payment procedure is similar for guest and logged in user. The only exception is that logged in users have the option to save credit card for later use.

To initiate actual payment via Converge, you will access the Checkout page from the WooCommerce store view. You can place the order after populating Billing and Shipping Addresses and select a Converge payment method.

 

2. Payment via Lightbox – If Lightbox is selected in the configuration page, a pop-up will appear once you select the payment method and click Place order. *If you close the pop-up for Lightbox, the payment will be canceled*

Based on other selections on the configuration page, the following options are available:

• Payment with credit card where you provide: Credit Card Number, Expiration Date and Card Verification Number

• Payment with gift card where you provide: Gift Card number and Expiration Date.

• Payment with Electronic Check (ACH) where you provide: Bank Routing Number, Bank Account Number, Bank Account Type, First Name, Last Name, and agree to the displayed message.

If you continue with your payment, you’ll need to enter the card information and click Pay. The payment will either be Accepted or Declined.

If the payment is declined, an error message is displayed and the user can opt to Try Again or Cancel.

When your payment is accepted by Converge, you are redirected to WooCommerce and a new order is created. You can find more information on how to see payment details and how to manage captured transactions in the Admin View section.

 

3. Payment via Checkout.js – If Checkout.js is selected in the configuration page, you can enter payment details directly on the checkout page.

Based on other selections on the configuration page, the following options are available:

• Payment with credit card where you provide: Credit Card Number, Expiration Date and Card Verification Number

• Payment with gift card where you provide: Gift Card number and Expiration Date.

• Payment with Electronic Check (ACH) where you provide: Bank Routing Number, Bank Account Number, Bank Account Type, First Name, Last Name, and agree to the displayed message.

4. Partial payment with gift card – The customer can pay for an order with two payment methods, gift card and credit card, in the event the order total is greater than the amount available on the gift card.

1. 1. On the checkout page, opt to use a gift card and enter the card number.
   2. Click Apply. A message displays indicating that the amount on the gift card is not enough to complete the payment, and that you should select a credit card in order to complete the payment (“$X will be applied. Remaining order total $Y. Select payment method below to complete your order“).
   3. The only available option is credit card, which is selected by default.
   4. Opt to continue paying by credit card and place the order.

If there are no errors and the order is created, the payment information details from the order record will be displayed separately for each payment method (credit card and gift card) on both shopper and merchant views.

5. Stored card

• Add card when creating a new order – Authenticated users have an additional option to store their credit card for future payments without leaving the WooCommerce store.

1. The user must have an active WooCommerce account and be logged in before reaching the checkout page.
2. Once on the checkout page, the user can select the checkbox called Save for later use. Once you make a successful payment with this option selected, the card is saved in both Converge and WooCommerce.

To view cards stored in WooCommerce, navigate to: My Account -> Payment methods.

• Add card via the option from shopper account – A credit card can be saved by adding it directly in the Payment methods section.

1. Select Add payment method.
2. Enter your personal and card information and save.
3. The card is saved in both WooCommerce and Converge.

• Delete stored card – Since there isn’t synchronization between Converge and WooCommerce, it is a best practice to delete stored cards directly from WooCommerce. If the merchant deletes the card from Converge, the user will still see the card in WooCommerce with an option to delete it manually.

  1. To delete stored cards directly from WooCommerce, go to My Account -> Payment Methods.
  2. Find the applicable card and click Delete.
  3. The card will also be deleted from Converge.

• Pay with stored card – To initiate payment with a stored card, perform the same steps as when using a new card. You will have the option to select stored cards on the checkout page.

Once you click Place Order, an API call is sent to Converge. You’ll receive an error message if the payment is declined, or a new order number if the payment is accepted.

 

6. 3D Secure – If 3DSecure is enabled within your plug-in configuration, a request is sent to ConvergeGateway to check that their card is enrolled in 3DSecure. If their card is not enrolled in 3Dsecure the authorization will be processed as usual. Data within the authorization message will notify ConvergeGateway that the check was performed and that the cardholder was not participating.

If the cardholder is participating, they will be redirected to their issuing bank’s Access Control Server (ACS). This is the page where the customer enters the passphrase associated with their card. The customer will be redirected to either the success or failure page, depending on whether the 3Dsecure outcome falls under the allowed scenarios. Once you click on continue, you will be redirected to WooCommerce. If the payment was successful, you will see the number of the new order.

7. Wallets – If the terminal supports wallets, the list of available wallets will be displayed at checkout.

• PayPal Checkout – After selecting the PayPal Checkout option, you will be redirected to the login page. You can continue as a new or a registered customer. If you select the Pay with Debit or Credit card option, you can check out as a guest. If you continue as a logged in user, clicking Log in will take you to the page where you have the list of payment options.

After choosing a payment method, the new page will review the shipping details and the chosen payment option. Once you click Continue, you will be redirected to WooCommerce. If the payment was successful, you will see the number of the new order.

• PayPal Credit – After selecting the PayPal Credit option, you will be redirected to the login page. You can continue as a new or a registered customer. If you select the Create an account option, you can check out as a guest. If you continue as a logged in user, clicking Log in will take you to the page where you have the list of payment options.

Once you click Continue, you will be redirected to WooCommerce. If the payment was successful, you will see the number of the new order.

 

8. View order details – After successful payment, order details can be seen by logging in to WooCommerce Store and navigating to My Account -> Orders-> View.

Admin View

As a merchant, you will be able to perform additional actions on captured transactions directly from WooCommerce Admin page without opening Converge screens.

Void

You should be able to Void a sale transaction if it is in the correct state.

1. Navigate to WooCommerce -> Orders.
2. Select the order you wish to void.
3. Clicking Void in WooCommerce voids the transaction in Converge. The status of the order in WooCommerce is “Canceled”.

Capture (Convert to Sale)

The Capture action is limited to Authorization only transactions, as they have to be converted to Sale.

To convert Authorization only transactions to Sale:

1. Create the transaction
2. Get the order number
3. Open the order from WooCommerce Admin
4. Click Capture Authorized Transaction

Manual Settle

The Merchant may use this option if they need to send a settled batch to Converge earlier than end of their business day.

1. Open the order.
2. From the Order actions droplist, select Settle Capture Transaction.
3. The transaction moves to Settled Batch in Converge immediately and the status is updated in the order notes. This action can only be performed once, and it is only available on the day the transaction is captured.

Refund

You can partially or fully refund a transaction if Converge allows it.

1. Navigate to WooCommerce -> Orders. Select the order you wish to refund.
2. Click Refund.
3. Specify the refund amount.
   • For a full refund, the amount should be equal to the “Total available to refund amount”. Add refund notes if desired and click **“Refund £X via Elavon Converge NA Gateway”.
   • For a partial refund, the amount should be smaller than the entire amount.
   • A note will be added to let you know that the refund has been processed.
   • If the refund has been completed for the entire order, the order status will be automatically changed to Refunded.

Manually adding an order

1. To add a new order, go to WooCommerce > Orders.
2. Click Add New at the top of the page.
3. Enter the details for the order. Save.
4. A link is generated and is used to pay for the order.