What is Converge? (Converge payment gateway overview)
Converge is a payment gateway (the service that processes your card payments) that lets you accept payments in person, by mail and phone, online, or on the go with the Converge mobile app.
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How can I take payments with Converge?
Converge covers four ways of getting paid:
| Way to get paid | What it covers |
|---|---|
| Mail & Phone (MOTO) | Your staff key in card details you received by mail or over the phone. It also suits recurring, installment or future-dated payments. |
| In-Store | Plug in a PIN pad such as the Lane3000/5000 or Desk1500 (Canada), or a card reader like the Link2500, to take secure EMV chip and NFC (tap) payments in person. |
| Mobile | The Converge mobile app turns your smartphone or tablet into a point-of-sale device using its data plan. It runs on the same secure Converge platform and takes EMV chip cards through mobile card readers. |
| E-Commerce (Internet) | Your customer enters their own card details online, through a hosted payment page, a buy-now button or link, or billing and invoicing. |
Does Converge do billing and invoicing?
Yes. Billing and invoicing are part of Converge’s e-commerce options, alongside the hosted payment page and buy-now buttons and links. For mail and phone orders, you can also take recurring, installment and future-dated payments.
Can I connect Converge to my online store or software?
Ready-made plugins connect Converge to ecommerce platforms such as WooCommerce and shopping carts such as Big Commerce. If you need something more custom, developers can use the Converge API to add payments to your own mobile app, software or other application. (See Integrations.)
Updated November 2, 2026
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Taking payments with Converge? See Converge from Cartis