How to process an ACH (e-check) sale in Converge

To process an ACH (e-check) sale in Converge, click NEW PAYMENT, enter the amount, choose Check as the payment type, enter the bank details and press PAY. ACH E-Check is an add-on that must be approved and added to your account first.

  • Applies to: Converge with ACH E-Check enabled
  • You’ll need: the bank account number, bank routing number and account type, and the customer’s authorization for the electronic fund transfer
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What is ACH E-Check?

ACH stands for Automated Clearing House. ACH E-Check lets you hand key a check (type in its bank details) to capture and process the transaction. It’s a value-add feature, so it has to be approved and added to your account before you can use it.

How do I process an ACH check sale?

If ACH E-Check is enabled on your account:

  1. If you have multiple terminal IDs associated with your account / user ID (e.g. CAD/USD, MOTO/Internet), make sure to first select the correct terminal ID from the terminal drop down menu on the top right corner.
  2. Click on NEW PAYMENT
  3. Enter the sale amount in the Amount Section
  4. Under the Order Section Payment Type – select Check for a check transaction
  5. Click on START TRANSACTION
  6. At minimum you will be required to enter the bank account number, bank routing number and the bank account type (personal or business)
    Converge New Payment screen with Check selected as Payment Type and the required Bank Account Number, Bank Routing Number and Bank Account Type fields in red

    All other information is optional.

  7. Agree to the terms confirming that you have collected the customer’s authorization for an electronic fund transfer (EFT)
  8. When ready to submit the transaction, press PAY

Updated November 2, 2026

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