That's the problem with treating payment risk as a binary decision. When fraud losses increase, the natural response is to add more controls. Stricter rules. More verification. More manual reviews. More transactions sent for investigation. On paper, that looks like...
The future isn’t ISOs versus ISVs. It’s ISOs and ISVs working together.
That isn't our prediction. It's the message coming directly from Elavon. In a recent article, Josh Bennett, Vice President of Partner Business Development at U.S. Bank | Elavon, points out that more than 90% of U.S. small businesses rely on ISV software to run their...
Modern problems require… finish the sentence.
As our ever changing world places new expectations on us to grow at an unprecedented speed, it has also given rise to challenges we couldn't have dreamed of 10 years ago. In 2016, there were roughly 1,500 active satellites functioning globally, most of them...
The Future Isn’t Waiting. Neither Are Payments.
Five years ago, only a handful of people were talking about AI. Today, it's difficult to get through a single day without interacting with it in some way. Agentic workflows, MCP protocols, generative IDEs—technology is moving at a pace that often feels impossible to...
Changing payment providers has a reputation it no longer deserves.
One of the biggest reasons businesses don't switch payment providers has nothing to do with pricing. It's because they think it will be painful. We hear the same concerns all the time. "It will disrupt our business." "The paperwork will take forever." "Our team...
We won’t change until we’re forced to.
The quiet revolution behind modern payments. Face it. The world's changed. It's changing. It will continue to change. Technology was never a static beast, but it's impossible to ignore the speed at which the world around us is evolving. Shifts we once measured in...
Payment gateway vs. Payment processor: What’s the difference?
Payment gateway. Payment processor. Same thing? Not even close. Even experienced executives can tend to use these terms interchangeably. Understanding the difference matters because each plays a distinct role in your payments strategy, customer experience, and...
Your POS is a growth strategy, not just a place to pay.
It's one of the most important technology decisions your business will ever make. Too often, businesses choose a POS based on price or a checklist of features. Months later, they realize it doesn't integrate with their eCommerce platform, accounting software,...
Your processing statement is trying to tell you something.
What are you missing? Have I talked about this subject more than almost anything else? Probably. Why? Because I know helping you save your money matters. Have you noticed your merchant statement getting fatter even though sales haven’t budged? You’re not imagining...
Have you ever hesitated before paying in a foreign currency?
Everyone has. Research shows that 98% of online shoppers prefer to pay in their own currency when given the option. Even more telling, cross-border ecommerce is growing nearly twice as fast as domestic ecommerce. Whether booking a hotel overseas, dining while...