ChatGPT is redefining everything from how half the internet gets written to how you can enjoy perfectly cooked rice. Industry by industry, AI is reshaping not just how customers decide, buy, and consume, but also how payments work. Think about the last thing you...
What is the most expensive payment gateway mistake?
Failing to ask the right questions before you choose. As new gateway platforms enter the market, merchants are often presented with a long list of features, integrations, and capabilities. But gateway decisions rarely fail because of missing features. They fail...
The card number is losing its importance. Why?
The payment industry's focal point is the card number. Whether it's a business asking a customer to read it off their plastic card, a cardholder keying it into a website checkout page, a number stored in a CRM, saved in a billing platform, or secured inside a payment...
Data quality is replacing rate negotiation.
Visa has recently made changes to its Level 2 and Level 3 enhanced data programs for commercial credit card transactions. The changes are prompting many B2B merchants to reevaluate how they capture, validate, and transmit transaction data because their fee structure...
Patients don’t care why their Health Savings Account card was declined.
they only know the payments didn’t work.
Because that’s how we have always done it.
Companies cling to fragmented payment stacks, spreadsheets, legacy gateways, separate fraud tools, and reporting systems because "that's how we've always done it.” Switching up your payment environment can feel risky and overwhelming. A recent McKinsey study found 70%...
The end of multi-gateway chaos.
Author Caroline Banton What if you only needed one? If you are a merchant who uses Elavon for your payment processing, you'll be familiar with its range of payment channels — in-person, contactless, online, and mobile. What you might not be familiar with is...
Digital payment flows represent roughly $10 trillion in annual spend.
SaaS platforms are increasingly making more from payments than subscriptions. What does this mean? What used to be a feature is quickly becoming the business model. According to McKinsey & Company, digital payments now account for the vast majority of consumer...
Sometimes stepping away is what makes it work.
For a long time, if you wanted flexibility in payments, Shopify wasn’t where you looked. As Shopify doubled down on controlling checkout and payments during and after COVID, many third-party processors and gateways, including offerings like Elavon Converge, became...
Patients don’t compare you to other healthcare providers anymore.
North America’s digital health market was valued at more than $182 billion in 2025 and continues to grow rapidly. (Fortune Business Insights) Globally, the digital health market is projected to surpass $1.8 trillion by 2033, driven by telehealth, remote care, mobile...