Everyone has. Research shows that 98% of online shoppers prefer to pay in their own currency when given the option. Even more telling, cross-border ecommerce is growing nearly twice as fast as domestic ecommerce. Whether booking a hotel overseas, dining while...
What happens when AI starts clicking “buy now”?
ChatGPT is redefining everything from how half the internet gets written to how you can enjoy perfectly cooked rice. Industry by industry, AI is reshaping not just how customers decide, buy, and consume, but also how payments work. Think about the last thing you...
What is the most expensive payment gateway mistake?
Failing to ask the right questions before you choose. As new gateway platforms enter the market, merchants are often presented with a long list of features, integrations, and capabilities. But gateway decisions rarely fail because of missing features. They fail...
Why 1% more approvals may matter more than 10% more traffic.
Executives obsess over acquisition while overlooking acceptance. Boosting payment acceptance by a single percentage point can often deliver the same or greater revenue impact as driving much more traffic, and at a far lower cost. For example, on $1B in volume a 1%...
Patients don’t care why their Health Savings Account card was declined.
they only know the payments didn’t work.
The end of multi-gateway chaos.
Author Caroline Banton What if you only needed one? If you are a merchant who uses Elavon for your payment processing, you'll be familiar with its range of payment channels — in-person, contactless, online, and mobile. What you might not be familiar with is...
Should we blame Visa?
Or did VAMP simply expose risk practices that were already broken? VAMP (Visa Acquirer Monitoring Program) is Visa's framework for monitoring fraud and dispute activity across merchant portfolios. Did Visa break merchant onboarding? Or did it just make unmanaged...
Digital payment flows represent roughly $10 trillion in annual spend.
SaaS platforms are increasingly making more from payments than subscriptions. What does this mean? What used to be a feature is quickly becoming the business model. According to McKinsey & Company, digital payments now account for the vast majority of consumer...
How is Gen Z influencing your payment stack?
We thought it was a fad, but digital wallets are becoming the starting point of the shopping journey. As Authorize.net enables Apple Pay and Google Pay for new merchants, it signals a broader shift: payments are moving upstream, closer to where purchase decisions...
You can’t afford to return the POS terminal you are using.
Everyone focuses on rates/money/pricing. It's like when a potential partner or vendor spends hours on a proposal, and you flip straight to the last page to see what it’s going to cost before you read it. Read the bottom of your statements. If you don’t, things get...