On August 10, BMO and RBC announced the sale of Moneris to U.S. technology investment firm Francisco Partners for approximately C$2 billion. The transaction still requires regulatory approval, but the message is clear: Canada’s largest payment processor is changing...
Many merchants think a low headline rate means they’re getting a deal.
The reality: hidden fees and complex pricing can quickly inflate costs. In one industry survey, 42% of merchants say they’ve been hit by “hidden fees” in their contracts. Another report found over 90% of small businesses pay more in processing fees than they expected....
Changing payment providers has a reputation it no longer deserves.
One of the biggest reasons businesses don't switch payment providers has nothing to do with pricing. It's because they think it will be painful. We hear the same concerns all the time. "It will disrupt our business." "The paperwork will take forever." "Our team...
We won’t change until we’re forced to.
The quiet revolution behind modern payments. Face it. The world's changed. It's changing. It will continue to change. Technology was never a static beast, but it's impossible to ignore the speed at which the world around us is evolving. Shifts we once measured in...
Payment gateway vs. Payment processor: What’s the difference?
Payment gateway. Payment processor. Same thing? Not even close. Even experienced executives can tend to use these terms interchangeably. Understanding the difference matters because each plays a distinct role in your payments strategy, customer experience, and...
Your POS is a growth strategy, not just a place to pay.
It's one of the most important technology decisions your business will ever make. Too often, businesses choose a POS based on price or a checklist of features. Months later, they realize it doesn't integrate with their eCommerce platform, accounting software,...
Is your merchant statement harder to read than a medical chart?
If you run a medical clinic, dental practice, pharmacy, or other healthcare organization, you're already managing enough complexity. Between patient care, staffing, compliance, insurance, and rising operating costs, your payment processing statement should bring...
Your processing statement is trying to tell you something.
What are you missing? Have I talked about this subject more than almost anything else? Probably. Why? Because I know helping you save your money matters. Have you noticed your merchant statement getting fatter even though sales haven’t budged? You’re not imagining...
Have you ever hesitated before paying in a foreign currency?
Everyone has. Research shows that 98% of online shoppers prefer to pay in their own currency when given the option. Even more telling, cross-border ecommerce is growing nearly twice as fast as domestic ecommerce. Whether booking a hotel overseas, dining while...
What happens when AI starts clicking “buy now”?
ChatGPT is redefining everything from how half the internet gets written to how you can enjoy perfectly cooked rice. Industry by industry, AI is reshaping not just how customers decide, buy, and consume, but also how payments work. Think about the last thing you...