It’s not just one thing. It’s a combination of structural shifts happening all at once. Let’s break down what’s actually driving it: 1. Interchange fees keep moving Interchange is the largest portion of your processing cost. As governments push card networks to reduce...
Processing Fees
When payment systems multiply, so do the hidden costs.
Many businesses adopt multiple payment systems to support different regions, offer additional payment methods, or work with several processors to increase acceptance rates. On the surface, this may seem like a smart strategy. But behind the convenience lies a less...
Scaling payments together: Cartis Payments becomes an NMI reseller.
We’re excited to announce that Cartis Payments is now an official reseller of NMI. Are you ready to scale smarter? NMI is known for helping companies unlock growth and drive innovation through powerful, unified, and scalable embedded payment solutions designed for the...
What is the biggest mistake businesses make when adding eCommerce to retail?
Too many retailers still treat eCommerce as a stand-alone channel, a "separate thing" that runs alongside the store, instead of the strategic extension it should be. That's the biggest mistake I see — repeatedly. Whether you're launching online for the first time or...
Why 70% of online shopping carts are abandoned, and what’s driving it.
Abandoned shopping carts are one of the biggest and most persistent challenges in eCommerce.They represent lost revenue, missed intent, and a customer experience that broke down right before the finish line. On average, over 70% of online shopping carts are abandoned,...
Choosing the right payment partner: What you need to know.
Payments used to be something ISVs bolted on. Today, they’re something customers expect to be built in. As software platforms mature, payments quietly move from a technical requirement to a strategic growth lever, they influence user experience, retention, revenue,...
When clarity costs more: How flat-rate pricing hurts small businesses
For small businesses, accepting credit card payments is essential — but it comes at a cost. Behind every transaction lies a concealed web of fees charged by banks, card networks, and payment processors. And while recent policy changes in Canada aimed to reduce these...
Some love it, some hate it. Some score points with it, some need to settle a score with it. What is it? Answer: American Express
Consumers love their American Express credit cards. Amex cards are some of the best point cards out there. Amex cards offer their cardholders a selection of rewards, bonuses on purchase categories, enticing welcome offers, travel benefits, and flexible Amex point...
What does your mind, QuickBooks and payments have to do with each other? If you run a business and use an accounting tool, then it’s more than you think.
The mind is sophisticated, yet predictable. Marketers across different industries put in a lot of resources to establish brand recognition through brand association. The goal in business marketing is to do the thinking for the consumer, so they don’t ask questions;...
Canadian Consumers May Have to Pay Additional Credit Card Transaction Fees, But Will They?
A cashless Canada is looking even more elusive now that a change in Canadian law allows merchants to add credit card processing fees to customer transactions. With the prospect of a 2 to 3 percent surcharge on credit card transactions, the fallout among consumers...