If you run a medical clinic, dental practice, pharmacy, or other healthcare organization, you're already managing enough complexity. Between patient care, staffing, compliance, insurance, and rising operating costs, your payment processing statement should bring...
Processing Fees
Your processing statement is trying to tell you something.
What are you missing? Have I talked about this subject more than almost anything else? Probably. Why? Because I know helping you save your money matters. Have you noticed your merchant statement getting fatter even though sales haven’t budged? You’re not imagining...
Data quality is replacing rate negotiation.
Visa has recently made changes to its Level 2 and Level 3 enhanced data programs for commercial credit card transactions. The changes are prompting many B2B merchants to reevaluate how they capture, validate, and transmit transaction data because their fee structure...
Because that’s how we have always done it.
Companies cling to fragmented payment stacks, spreadsheets, legacy gateways, separate fraud tools, and reporting systems because "that's how we've always done it.” Switching up your payment environment can feel risky and overwhelming. A recent McKinsey study found 70%...
You can’t afford to return the POS terminal you are using.
Everyone focuses on rates/money/pricing. It's like when a potential partner or vendor spends hours on a proposal, and you flip straight to the last page to see what it’s going to cost before you read it. Read the bottom of your statements. If you don’t, things get...
What 1,000 transactions a day really exposes.
POS systems are critical in retail. That goes without saying. But in high-volume retail, it may be the most important thing in your store. Busy urban or flagship cannabis stores can exceed 1,000 transactions per day. Here’s what often gets overlooked, especially in...
Sales are the same, but fees are increasing. Why?
It’s not just one thing. It’s a combination of structural shifts happening all at once. Let’s break down what’s actually driving it: 1. Interchange fees keep moving Interchange is the largest portion of your processing cost. As governments push card networks to reduce...
When payment systems multiply, so do the hidden costs.
Many businesses adopt multiple payment systems to support different regions, offer additional payment methods, or work with several processors to increase acceptance rates. On the surface, this may seem like a smart strategy. But behind the convenience lies a less...
Scaling payments together: Cartis Payments becomes an NMI reseller.
We’re excited to announce that Cartis Payments is now an official reseller of NMI. Are you ready to scale smarter? NMI is known for helping companies unlock growth and drive innovation through powerful, unified, and scalable embedded payment solutions designed for the...
What is the biggest mistake businesses make when adding eCommerce to retail?
Too many retailers still treat eCommerce as a stand-alone channel, a "separate thing" that runs alongside the store, instead of the strategic extension it should be. That's the biggest mistake I see — repeatedly. Whether you're launching online for the first time or...